Author: george

Motorcycle Insurance Lake Charles Louisiana

Posted on by george

Looking for Motorcycle Insurance in Lake Charles? 

motorcycle 130You can trust the insurance professionals at the Jeff Davis Insurance Agency for better motorcycle insurance in Louisiana!

Call 337-824-4455 to speak with our one of the knowledgeable agents and we can help you find the insurance coverage you need no matter what type of motorcycle you own.

The Benefits of Calling Us First for Motorcycle Insurance in Lake Charles.

Different from your average agency, the Jeff Davis Insurance Agency is an independent insurance agency and as such, we are not limited to promoting only one insurance company. 

We shop the market for great rates and coverage for you. 

Insurance agencies representing companies such as GEICO, Progressive Direct, and State Farm are captive insurance agents and can only offer rates and coverage given through the company they represent. 

Unlike captive insurance agents in Lake Charles, we represent many of the top companies offering motorcycle insurance in Louisiana! 

Just as there are no supermarkets offering the guaranteed lowest pricing for groceries all the time, likewise, no single insurance company consistently provides the best pricing for everyone’s needs. 

Why Motorcycle Insurance Varies Greatly in Price From Company to Company.

Each insurance carrier sets price points they feel will help them earn profits. Some insurance companies offer competitive rates for riders over 50, while other companies specialize in insuring younger drivers.

For this reason it’s best for Jeff Davis Insurance to help you find the most appropriate coverage and prices on motorcycle insurance in Louisiana.

Call us at 337-824-4455.

How Can You Save Money on Motorcycle Insurance?

First of all it would be a good idea to invest in a motorcycle safety course.  Many companies offer large discounts when you receive your safety course certificate.  You can call our office to learn which courses are best for motorcycle insurance discounts.

Next it would be a good idea to find out what your motorcycle insurance will cost prior to purchasing your bike if possible.

The worst time to learn that the cheapest motorcycle insurance rates you can find are more than your bike payment is after you have already purchased your ride!

Call the Jeff Davis Insurance Agency for the Top-Rate Lake Charles Motorcycle Insurance Rates!

Our representatives are standing by during normal office hours to help you find great options for motorcycle insurance in Louisiana.

Call 337-824-4455 today to find better options.

We offer Louisiana motorcycle insurance, not only in Lake Charles, but also in these cities in Louisiana:   

  • Jennings Motorcycle Insurance
  • Motorcycle Insurance Dequincy
  • Deridder Louisiana Motorcycle Insurance
  • Motorcycle Insurance Oakdale Louisiana
  • Kinder Motorcycle Insurance
  • Motorcycle Insurance Eunice
  • Motorcycle Insurance Eunice
  • Rayne Motorcycle Insurance
  • Motorcycle Insurance Lafayette Louisiana
  • Motorcycle Insurance Quotes Baton Rouge

 

Home Insurance in Lake Charles

Posted on by george

real estate agent BE uid 1355507If you’re looking for better options on car or homeowners insurance in Lake Charles Louisiana and the surrounding areas you have found the right company!

Call 337-824-4455 or click on House Insurance Lake Charles for instant online rate quote on home or car insurance.

Full Service + Better Options + One Agency – Jeff Davis Insurance Can Handle All of Your Insurance in Lake Charles Louisiana!

It’s often not possible to have both your car and homeowners insurance with the same Insurance company in Louisiana.

Jeff Davis Insurance Can Help Your With All of Your Insurance Needs!

As a full service independent insurance agency Jeff Davis Insurance represents a large number of top rated companies offering Car, Boat, Motorcycle, Business, Life and Home insurance in Lake Charles.

You can call our office at 337-824-4455 during normal business hours or you can receive online rate quotes 24 hours per day in five minutes or less when you click on this link: Homeowners Insurance Lake Charles.

Why Are My Home Insurance Rates Going Up And What Can I Do about It?

This is a question many policyholders may be asking; especially if you have noticed that your home premiums have increased once again.

If you did receive a fairly large rate increase on your homeowners insurance in Lake Charles, call us at 337-824-4455 or click on Home insurance quotes to receive an online rate quote.

Jeff Davis Insurance offers an Insurance shopping Service that is guaranteed to help you keep your insurance premiums low for life.

This is a very important service, especially for those shopping for homeowners insurance in Lake Charles and the surrounding areas.  Prices for homeowners insurance in our area are the second highest in the entire country!

We Can Help You Save Money on Lake Charles Home Insurance!

The principal reason why we are the best place to begin shopping for home insurance in Lake Charles is based on the large number of companies we represent.

Independent insurance agents in Lake Charles are not restricted in offering homeowners insurance with only one company as is true of some of our competitors.

More choices equal better options when shopping for home insurance in Lake Charles and the surrounding areas!

Call 337-824-4455 and Speak to Jeff Davis Insurance Today for Better Insurance Options. 

Or for an online rate quote in 5 minutes or less click on Home Insurance Lake Charles.

Car Insurance Moss Bluff La

Posted on by george

annette3Need Better Options for Car Insurance in Moss Bluff Louisiana?

Speak to the licensed agents of Jeff Davis insurance at
337-824-4455 or for a free online quote click on Car Insurance Moss Bluff La and receive quotes from our independent insurance agency in Moss Bluff.

As a full-service agency we offer homeowners, business, life and auto insurance in Moss Bluff and the surrounding areas.

Steps to Avoid Overpaying on Car Insurance in Moss Bluff Louisiana!

In our previous articles we have discussed 2 steps to avoid overcharges on car insurance.

The first step was making sure you know what the insurance will cost you before buying your car. (Click here to read this advice)

The second step was to avoid turning into your company certain types of insurance claims (Read this article here)

The next step might be a little more challenging because it may be harder to undue at least in the short term.

Were you aware insurance companies will use your personal credit to determine what you pay for automobile insurance in Moss Bluff Louisiana?

This Is Why Insurance Companies Use Credit to Set Your Insurance Rates.

Insurance companies use a number of different factors to set rates for car insurance in Louisiana including claims and accidents plus your personal credit score.
You might wonder why your personal credit is an underwriting factor that determines what you pay for insurance.

Insurance companies have accumulated statistical data over a number of years that show a direct correlation between claims frequency and credit scores. What they discovered is that individuals with better credit turn fewer claims into their insurance company compared to those with lower credit scores.

So for this reason insurance companies use your personal credit as a rating factor to determine what you will pay.

How Will Bad Credit Affect Your Insurance in Moss Bluff Louisiana?

It depends on the company and it depends on whether or not you have any claims activity or tickets on your driving record.

Let’s assume your FICO credit score is 500 in comparison to a person with a 750 credit score.

What would be the difference in rates if everything else was equal?

One insurance company may only charge 20% more for a person with a 500 FICO credit score compared to someone with a 750 score.

However, another company may raise your rates by 200% or more!

Because there can be such a huge difference in price between companies it’s best to work with an independent insurance agency in Moss Bluff compared to an agent who only represents one company.

If you’ve had a few bumps in the road with your personal credit we can help you find better prices for car insurance in Moss Bluff Louisiana.

Call Jeff Davis Insurance Today at 337-824-4455 for Insurance in Moss Bluff Louisiana!

Opelousas Auto Insurance

Posted on by george

Need Better Options for Insurance in Opelousas?

Opelousas Auto Insurance

Looking for a good company offering better options for homeowners and auto insurance in Opelousas Louisiana and the surrounding areas?

Contact Jeff Davis insurance at 337-824-4455 or for a free online quote in five minutes or less click on Opelousas Insurance to receive quotes from top rated insurance companies in Opelousas.

As a top-rated independent insurance agency in Opelousas and the surrounding areas you can count on us today and tomorrow! We offer all forms of insurance in Opelousas, call us today!

Tips to Avoid Overpaying on Car Insurance in Opelousas!

Everyone wants the lowest cost insurance but there are a number of factors that can come into play that will cause your premiums to increase substantially.

One such strategy to keep your premiums low for life is to avoid turning in certain types of claims into your insurance company!

But isn’t this why I’m paying insurance premiums, to pay for claims as they occur?

It is but there’s one small detail you may overlook which can cost you large amounts of unnecessary insurance premiums.

Certain Types of Claims Will Get You Cancelled!

Insurance companies base the premium you pay on a number of factors that include loss history and the type of losses you cause.

Here’s the tricky thing about car insurance in Opelousas. Each insurance company has different underwriting standards and requirements. What is acceptable to one company may not be acceptable to others.

For example if you were to turn in a certain type of claim to your company even if the payout was relatively small, did you realize some insurance carriers will cancel your policy on your next renewal?

Do you know what type of claim would almost guarantee to get your policy canceled on your next renewal?

If you don’t know the answer to this question and you inadvertently turn such a claim into your carrier you might find yourself paying hundreds or even thousands of dollars more each year for Opelousas car insurance!

Choose Jeff Davis Insurance When You Need Auto Insurance in Opelousas.

We offer a powerful service called the JDI Claims Advocacy Program. Our Claims Advocacy Program provides you the knowledge you need to avoid unnecessary cancellations by insurance companies in reference to claims, which ones to turn in and which ones to pay out of pocket.

For your free evaluation contact the experts by calling 337-824-4455, or for a free online quote click on Opelousas Auto Insurance for quotes on home and auto insurance in five minutes or less.

Auto insurance quotes also available in the following areas:

Auto Insurance Crowley Louisiana

Posted on by george

Shopping For Better Rates on Auto Insurance in Crowley Louisiana?

If so you have found the right agency!

Crowley Louisiana imageThe Jeff Davis Insurance Agency is a leading independent agency in Crowley helping new clients finds the coverage they need.

Call 337-824-4455 or use our convenient online quote system by clicking Car Insurance Crowley Louisiana.

This Is Why You Should Choose Our Agency for Insurance in Crowley Louisiana!

Besides excellent prices for car and home insurance in Crowley we also offer money-saving advice.

In a series of articles we will share tips and strategies that are guaranteed to save you money on your automobile insurance in Louisiana.

Tips to Avoid Overpaying on Louisiana Car Insurance!

Are you in the market for a new or used car? Before driving any new or used vehicle off the dealership lot it would be a very good idea to find out what the insurance will cost you before making your purchasing decision.

Why?

Choosing the wrong car could double or even triple your car insurance premiums!

Does that sound hard to believe or maybe even a little far-fetched? (See example below)

Insurance companies in Crowley Louisiana calculate the insurance cost based on a number of factors such as:

  • The value of the vehicle
  • Is it a sports car
  • Is it 4WD or AWD
  • Who will be driving
  • Driving history of all drivers
  • Teenage drivers on the policy
  • Licensed drivers in house but not listed on your policy
  • Your credit score
  • Are you already with a high risk insurance company
  • Do you currently have insurance
  • Did you Finance the car
  • Is the car used or brand new
  • How many miles the vehicle will be driven
  • Is the vehicle used for business
  • potential damage the vehicle could cause if in an accident

Phew!

A number of different factors can influence the ‘cost’ of your car insurance in Crowley Louisiana and this is why it’s a good idea to find out what the price will be before you purchase the vehicle.

Example: A policyholder purchases a brand-new Corvette without calling his insurance company to learn what the cost would be. Because the client was already insured with a high risk insurance company due to multiple speeding tickets, and because his 17-year-old son also had several speeding tickets, the insurance company rates the 17-year-old on the Corvette as well and is premiums jumped from $200 per month to $450 per month which was the cheapest price he could find anywhere!

He likes his new Corvette but he doesn’t like the price he’s paying for the insurance because it more than doubled!

If you are insured with our agency we will be happy to tell you what the cost of the car insurance will be before driving off the lot!

Not yet Insured with Jeff Davis Insurance?

Why not call us today for better options on car insurance in Crowley Louisiana?

Our office number is 337-824-4455 or click on Auto Insurance Crowley to receive an online rate quote in five minutes or less from top-rated insurance companies in Crowley?

We also offer competitive auto insurance rates in the following areas: